AQW 44246/22-27 Written question to the Minister for Communities

To ask the Minister for Communities to detail any steps she is taking to ensure that working families just above benefit thresholds are not penalised for being in employment during the cost of living crisis.

Asked by Sian Mulholland MLA on 17 April 2026

  • Answered
  • Written
  • After due date
Tabled
17 April 2026
Answer due by
5 May 2026
Answered
18 August 2026123 days after tabling
Department
Department for Communities
Priority question
No

Answer

As the primary working-age social security benefit, Universal Credit is available to both in-work and non-working claimants.

For working households, the payable amount of Universal Credit is reduced by £0.55 for every £1.00 of net earnings received by the claimant above any applicable work allowance. When a claimant’s tapered earnings exceed the total amount of Universal Credit, they will lose their entitlement.

Where the claimant’s earnings reduce below this threshold within six assessment periods, the Universal Credit award will be automatically reinstated without necessitating a new claim being made.

The Universal Credit earnings threshold, taper amount and conditions of entitlement are maintained in parity with Great Britain.

The Discretionary Support Scheme is open to households on low income, both working and non-working; and may provide financial support for household items or living expenses for utilities, fuel to heat the home, and daily living essentials such as food, and hygiene products. Discretionary Support awards are provided in the form of an interest free loan or a non-repayable grant; subject to eligibility and affordability criteria.

Claimants can make sure that they are getting all the benefits, services and support they are entitled to by contacting the Make The Call service on 0800 232 1271.

Official sources